Individual Health Insurance is available to people who, for various reasons, don’t have access to an employer-sponsored group health plan. Fanelli, Harley, Harper & Associates does not represent any one insurance carrier. Based on your specific needs we can shop the market to find a product that is best suited to you. Frequently, restrictions are imposed on pre-existing medical conditions if the applicant had no source of prior coverage and many individual health plans are medically underwritten.

We represent excellent insurance carriers that offer comprehensive coverages that protect you and your family at very competitive pricing. Some of the companies we utilize include: Independence Blue Cross, Aetna USHealthcare