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Homeowner Insurance

from Fanelli, Harley, Harper & Assoc

Pennsylvania Homeowners Insurance

Do you own a house in Bucks County or a condo in Montgomery County? Perhaps you are a first-time homebuyer seeking a home in Chester County. No matter where you make your Pennsylvania home, you need to protect it. Your home represents a significant financial investment, and it is also the center of your life. You make memories in your home, and you keep many of your most valued possessions there as well. When you protect your home with homeowners insurance from Fanelli, Harley, Harper & Assoc, you are purchasing peace of mind in the face of common home-related disasters.

Customizable Homeowners Policies

You, your family and your home are unique. The insurance professionals at Fanelli, Harley, Harper & Assoc won’t try to sell you a one-size-fits-most homeowners policy. We write policies to fit the lives and circumstances of our customers. When your circumstances change, we’ll review your policy for you and help you find the right coverage for your new situation.

Customizable options available in our homeowners policies include a full range of limits and deductibles. If you feel comfortable paying a deductible from your personal savings, we may be able to help you save on your premium with a high deductible. If you choose lower limits due to the size of your home and the value of your belongings, we’ll write a policy reflecting this. If you need extended limits or an umbrella policy to cover the value of your home, we will make sure you have the protection you need.

Standard and Special Coverage Options

In addition to customizable limits and deductibles, we provide a variety of coverage options for homeowners. Standard coverage generally includes

  • Dwelling coverage
  • Personal belongings insurance
  • Medical liability for guests
  • Personal liability for you and family living in your home

Standard coverage may not address all your concerns. To better protect your home from certain risks that may be excepted from your homeowners policy, we also provide

  • Earthquake insurance
  • Flood insurance
  • Vacant dwelling coverage
  • Rental home coverage
  • Condo association insurance
  • Other specialized home insurance options

To get started right away, you can get your free online quote now. If you have questions or would like further information about homeowners insurance from Fanelli, Harley, Harper & Assoc, please contact us.