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Condo Associations Insurance

Pennsylvania Condo Association Insurance

Fanelli, Harley, Harper and Associates specializes in insuring homes and businesses. Naturally, we often work with condominium associations to provide customized business insurance needs. Condo associations have needs that differ from those of other businesses. As a private insurance agency based in Pennsylvania, we have an understanding of your specific needs and will write customized policies to protect your business, your buildings and the members of your association.

Customized Policy Options

We don’t believe in writing one-size-fits-all policies. Instead, we take the time to understand the needs and concerns of our customers and to customize a policy that fits your association’s circumstances. We offer condo association insurance with various limit and deductible options. Available master policies include

  1. Policies that insure basic buildings but exclude individual unit features such as floor coverings, wall coverings, window treatments and appliances.
  2. Policies that insure individual units as well as basic buildings but exclude all tenant-owned property
  3. Policies that insure all buildings as well as improvements and fixtures that have been added by individual unit owners

Depending on your company’s size, scope and location, you may also require certain specialized options. Property coverage available from Fanelli, Harley, Harper and Associates includes

  • Insurance for recreational facilities such as pools and tennis courts
  • Sewer and drainage system coverage
  • Pollutant cleanup and removal coverage
  • Flood and earthquake insurance options
  • Additional theft and vandalism insurance
  • Riders, umbrella policies and other extended limits

Customizable Business Insurance

Your condo association also needs insurance coverage for basic business concerns. Our insurance professionals can help you get the coverage you need at affordable pricing. Business insurance options include

  • Workers compensation coverage
  • General liability insurance
  • Employee dishonesty coverage
  • Building ordinance insurance
  • Data protection and identity theft insurance
  • Directors and officers liability insurance
  • Employment practices liability coverage

You can get a free quote on condominium association insurance any time. To learn more, please contact us. We look forward to helping you protect your business.